Fees
Bankruptcy fees and payment plans
The useful price is the one you understand before you hire the firm. Alta Legal lists the typical Chapter 7 attorney fee and explains what is separate.
Typical Chapter 7 attorney fee: $899
For a typical consumer Chapter 7, the advertised Alta Legal attorney fee is $899. The bankruptcy court filing fee and the two required counseling/education courses are separate unless a written agreement says otherwise. Business interests, litigation, complex tax issues, unusual asset work, or other complications can increase the attorney fee.
Payment plans are available
The timing of a Chapter 7 fee plan can depend on how soon a case needs to be filed and how the representation is structured. We will explain the payment schedule before you sign a fee agreement rather than advertising a number that only works under hidden conditions.
Chapter 13 is different
Chapter 13 commonly allows a significant portion of an allowed attorney fee to be paid through the court-supervised plan. That can make a lower upfront amount possible, although filing costs and the first plan payment still have timing requirements.
What to ask any bankruptcy firm
- Is this the attorney fee or the total including the court fee?
- Are required courses included?
- What makes the case “complex” and changes the quoted fee?
- How much must be paid before filing?
- Who will actually handle the case after I sign?
Price matters. So does knowing what the price buys. Alta Legal’s goal is competitive pricing without turning the case into a volume-file handoff.
Want the answer for your actual situation? A five-minute conversation is often more useful than another hour of searching.
General information only; not legal advice. Bankruptcy outcomes depend on the facts, timing, chapter, creditor documents, and applicable law. Last reviewed August 2026.